Financial Help

Last updated March 27, 2020.

Here we’ve compiled a list of financial aid programs available across Canada, which we are regularly updating. Please let us know if any links do not work, or if you have any suggestions by contacting us at contact@covid19central.ca or visiting the About Us page.

You can use the table of contents below to skip to a relevant section, or use your browser search function (ctrl+F on Windows, cmd+F on OSX) to search for specific programs.


Canada Wide

Canadian Government’s Emergency Care Benefit & Emergency Support Benefit

Description: Up to 15 weeks of financial assistance (up to $900 biweekly).

Eligibility: Those that cannot “work from home” and do not have sick leave or employment insurance.


Canada.ca Work-Sharing Program

Description: An adjustment program designed to help employers and employees avoid layoffs when there is a temporary reduction in the normal level of business activity that is beyond the control of the employer.

Eligibility: Employers and employees that have a reduction in the normal level of business activity right now, beyond their control.


Canada.ca Travel Loan

Description: Canadians outside the country who are directly impacted by COVID-19 will be able to apply for an emergency repayable loan to facilitate their return to Canada and to cover basic essential needs while they work towards their return.

Eligibility: Canadian citizens impacted by COVID-19 planning to return to Canada, that have no other source of funds.


Canadian Government Business Grant

Description: Up to $1375/employee and $25000 per employer over 90 days to keep them on payroll.

Eligibility: Owners of small businesses, not-for-profit organisations and charities


“Bridging the Homework Gap” Initiative

Description: List of low-cost resources and support services that are available for undergraduate students studying in Canada. There are more specific lists available for multiple Ontario universities as well. The aim is to help students without reliable internet/technology access that are finding it difficult to complete their semester.

Eligibility: Undergraduate students studying in Canada.


Actors Fund of Canada

Description: The AFC can provide assistance with costs of necessities to help you maintain your health, housing, or ability to work on a short-term basis (usually one month). If assistance is approved, we will make cheques out directly to your creditors.

Eligibility: Earned more than half your income in the Canadian entertainment industry over the past 3 years, earned the majority of your income from the Canadian entertainment industry, if you are over 65, experienced an unforeseeable emergency that has led to a financial crisis, made reasonable efforts to find other means of income or support.


Unison

Description: If you are approved, you will be provided with emergency financial assistance and/or financial, career or personal counselling. Assistance will be tailored to each applicant’s personal circumstances.

Eligibility: Canadian musicians.


Telecom Companies

Rogers

Description: Waiving certain fees and ensuring services will not be disconnected.

Eligibility: Rogers customers.


Telus

Description: Waiving home internet overage charges for customers who are not on unlimited data plans.

Eligibility: Telus customers.


Bell

Description: Waiving extra usage fees for all residential Internet customers until April 30th. We will also be providing our consumer and small business customers with Turbo Hubs, Turbo Sticks and MiFi devices an extra 10GB of domestic usage and a $10 credit on their existing plan for each of their current and next billing cycles. Please note that data charges incurred before March 19th still apply. Furthermore, we are waiving Roam BetterTM and all pay-per-use roaming fees for all destinations and for all consumers and small businesses between March 18th and April 30th 2020.

Eligibility: Bell customers.


Banks

BMO

Description: Mortgage payment deferrals for up to 6 months and the opportunity for relief on other credit products.

Eligibility: Those that provide mortgage payments through BMO.

Access: Contact your branch.


CIBC

Description: Mortgage payment deferrals for up to 6 months and the opportunity for relief on other credit products.

Eligibility: Those that provide mortgage payments through CIBC.

Access: Contact your branch.


National Bank

Description: Mortgage payment deferrals for up to 6 months and the opportunity for relief on other credit products.

Eligibility: Those that provide mortgage payments through CIBC.

Access: Contact your branch.


RBC

Description: Mortgage payment deferrals for up to 6 months and the opportunity for relief on other credit products.

Eligibility: Those that provide mortgage payments through CIBC.

Access: Contact your branch.


Scotiabank

Description: Mortgage payment deferrals for up to 6 months and the opportunity for relief on other credit products.

Eligibility: Those that provide mortgage payments through CIBC.

Access: Contact your branch.


TD

Description: Mortgage payment deferrals for up to 6 months and the opportunity for relief on other credit products.

Eligibility: Those that provide mortgage payments through CIBC.

Access: Contact your branch.


Alberta

Province of Alberta

Description: Emergency isolation support, utility payment holiday, student loan payment deferral.

Eligibility: Residents of Alberta.


British Columbia

BC Hydro

Description: Call BC Hydro to arrange bill payment deferrals for customers. Additionally, those facing temporary financial hardship and possible disconnection of their service due to job loss, illness, or loss of a family member may also be eligible for BC Hydro’s Customer Crisis Fund, which provides access to grants of up to $600 to pay their bills.

Eligibility: BC Hydro customers.


Nova Scotia

Halifax-Area Community

Description: The Facebook group “Caremongering-HFX: Halifax-Area Community Response to COVID19” has specific resources for Nova Scotia. The group has a link to an information directory at the top, which includes links to financial assistance, grocery and pharmacy delivery, and other resources.

Eligibility: Residents of Nova Scotia.


Ontario

UofT Emergency Undergraduate Grant

Description: The Emergency Undergraduate Grant is intended to assist current U of T undergraduate domestic and international students impacted by COVID-19 and who need immediate short-term financial relief because of unexpected expenses.

Eligibility: University of Toronto undergraduate students (domestic and international).


UWindsor

Description: University of Windsor providing financial aid for students experiencing financial hardship.

Eligibility: University of Windsor students.


Toronto People with AIDS Foundation

Description: We reimburse people for the purchase of uninsured prescription medication, supplementary treatment costs and nutritional supplements. This program also offers a stipend to individuals applying for Ontario Disability Support Program (ODSP), individuals 64 and older and 17 and younger.

Eligibility: People living with HIV/AIDS.


Black Lives Matter Toronto

Description: One time stipends of $125 or $250 to Black people through an online application process.

Eligibility: Toronto’s black community in financial need.


Glad Day Bookstore

Description: Paid work, grants, and no-interest loans for LGBTQ2S artists, performers, tip-based workers.

Eligibility: Support for LGBTQ2S artists, performers and tip-based workers who are in dire financial need.


Maggie’s Toronto

Description: $100 disbursements on a weekly basis. We anticipate receiving a high-volume of applications and will notify recipients by email as we continue to crowdfund resources for our community. If you apply for this fund and we cannot immediately fill the need, we will continue raising funds and notify via email when we are able to arrange a payout.

Eligibility: Sex workers in Toronto, prioritize sex workers who are low-income, migrant, sick, disabled, Queer and Trans/Black and Indigenous Communities of Colour (QT/BIPOC).


Toronto Area Food Resources

Daily Bread Food Bank, 191 New Toronto Street

Description: Daily Bread member agency food banks provide 2 to 3 day’s worth of food, based on the number of people in your family. Daily Bread strives to provide healthy and nutritious food, as well as a variety of choices.

Eligibility: Needs-based distribution of food to those in the area.


The Stop Food Bank, 1884 Davenport Road

Description: Services to the community include a drop-in meal program, healthy food bank, perinatal supports, peer advocacy, good food markets, and community kitchens.

Eligibility: Needs-based distribution of food to those in the area.


North York Harvest Food Bank, multiple locations

Description: Aim to meet the food needs of northern Toronto by providing dignified food assistance, education, focused advocacy, and long-term food solutions.

Eligibility: Needs-based distribution of food to those in the area.


The Scott Mission, 502 Spadina Avenue and 1550 O’Connor Drive

Description: Prepackaged groceries and meals available. The men’s shelter is also still fully open.

Eligibility: Needs-based distribution of food to those in the area.


Quebec

Province of Quebec

Description: Temporary aid for workers who need financial aid.

Eligibility: Working residents of Quebec that need financial aid.


Support MTL

Description: Platform for local MTL businesses to sell products and services during closures.

Eligibility: Local Montreal businesses.